85% of RIA compliance officers now name AI their top concern for 2026.

Here's what's actually changed in RIA regulation this year, and exactly how Truebe answers it.

The SEC's amended Regulation S-P requires written vendor oversight, contractual breach-notification terms, and ongoing — not one-time — review of any tool touching client data. Firms under $1.5B AUM had until June 3, 2026 to comply.

How Truebe answers this

Truebe's audit export and sealed Decision Records are built to be the documentation your Reg S-P vendor oversight file needs, generated automatically instead of assembled by hand.

85% of RIA compliance officers now name AI their top concern for 2026.

Regulation S-P: SEC vendor oversight deadline for RIAs under $1.5B AUM

SEC exam requests: Examiners are already asking for AI governance documentation

Human-in-the-loop gap: Only 48% of RIAs have a formal human-in-the-loop policy

AI as the top compliance topic: 85% of compliance officers name AI their top concern for 2026

Third-party AI vendor oversight: Only 30% of firms have a policy for third-party AI use